Terms of Service

Last updated: April 11, 2026

1. Acceptance of Terms

By accessing or using SoftChurn ("the Service"), operated by Worldisthelimit (Business ID: FI3555278-8), a company registered in Finland ("Company", "we", "our", "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

SoftChurn is a failed payment recovery platform for SaaS businesses. The Service connects to your Stripe account via OAuth and provides:

  • Automated payment retry scheduling
  • Dunning email campaign management
  • Hosted payment method update pages
  • Revenue recovery analytics and reporting

3. Account Registration

To use the Service, you must create an account by providing accurate, current, and complete information. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activity that occurs under your account
  • Notifying us immediately of any unauthorized use

You must be at least 18 years old and have the legal authority to enter into these Terms on behalf of yourself or your organization.

4. Free Trial

New accounts receive a 7-day free trial. A valid payment method is required to start the trial. You will not be charged until the trial period ends. You may cancel at any time before the end of the trial period to avoid being charged. After the trial, you will be automatically billed at the rate of your selected plan.

5. Billing and Payments

The Service is billed on a monthly subscription basis. By providing a payment method, you authorize us to charge you for the Service. Key terms:

  • Subscriptions renew automatically each billing cycle
  • Plan upgrades take effect immediately
  • Plan downgrades take effect at the next billing cycle
  • We do not offer refunds for partial months
  • We charge a flat monthly fee — no percentage of recovered revenue

All prices are in EUR unless stated otherwise. We reserve the right to change pricing with 30 days' notice to existing subscribers.

6. Stripe Integration

The Service integrates with Stripe via OAuth. By connecting your Stripe account:

  • You grant SoftChurn permission to read payment events, retry invoices, and create SetupIntents for your customers
  • You remain solely responsible for your Stripe account and the compliance of your use of Stripe
  • Your use of Stripe is governed by Stripe's Terms of Service
  • You may revoke SoftChurn's access at any time from your Stripe dashboard

7. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. We process personal data from your Stripe customers (names, email addresses) for the purpose of delivering the Service. You are the data controller; SoftChurn is the data processor.

8. Acceptable Use

You agree not to use the Service to:

  • Send unsolicited emails or spam to your customers
  • Violate any applicable laws or regulations, including anti-spam laws (CAN-SPAM, GDPR, CASL)
  • Impersonate any person or entity
  • Interfere with the proper functioning of the Service
  • Attempt to gain unauthorized access to any part of the Service
  • Use the Service for any purpose other than payment recovery for your own business

9. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Worldisthelimit. SoftChurn is a registered product of Worldisthelimit. You are granted a limited, non-exclusive, non-transferable license to use the Service during the term of your subscription.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or achieve any particular recovery rate. Payment recovery results depend on many factors outside our control, including your customers' bank decisions.

11. Limitation of Liability

To the maximum extent permitted by law, SoftChurn shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of revenue or profits, arising out of your use of the Service. Our total liability for any claim arising from these Terms shall not exceed the fees paid by you in the three months preceding the claim.

12. Termination

You may cancel your subscription at any time. Upon cancellation, your account will remain active until the end of the current billing period. We reserve the right to suspend or terminate your account for violation of these Terms, with or without notice. Upon termination, your right to use the Service immediately ceases.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via email or a notice in the Service at least 14 days before they take effect. Your continued use of the Service after changes take effect constitutes your acceptance of the new Terms.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of Finland. Any disputes arising from these Terms shall be resolved in the courts of Finland.

15. Contact

If you have questions about these Terms, please contact us at our contact page or email [email protected].

Worldisthelimit
Business ID: FI3555278-8
Finland